Attention homeowners in Boonsboro and Washington County: Get an Appraisal today!

Here are the top 7 reasons MD homeowners call on Barton M. Simpson Appraisals:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a MD property tax assessment
Remove PMI to reduce their mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a MD divorce, where property needs to be divided
Settle an estate in MD by determining the true market value of real estate in question

Need help deciding the price of your home in or near Boonsboro, MD?
Contact Barton M. Simpson Appraisals.

At Barton M. Simpson Appraisals, we understand the particular needs of a customer seeking appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. As our valued client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Barton M. Simpson Appraisals, we're experts in helping people just like you delete unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Barton M. Simpson Appraisals is your strongest weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Barton M. Simpson Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? Barton M. Simpson Appraisals offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.